Dental Insurance Options Mission Valley San Diego
Our insurance coordinators deal with many different insurance companies. Some companies offer as many as six different dental and medical plans. Some companies combine dental and medical coverage. Policies and guidelines may change weekly. Even though we have real-time access to many insurance companies online, it is sometimes not possible to accurately estimate our patients’ insurance co-payments. Many insurance companies will not give out fee estimates before the treatment is completed. Dealing with these companies can be difficult and time consuming. To maximize your reimbursement, it is important that all information about you and your insurance be current and accurate.
Co-Payments – All co-payments are payable when you check in at the front desk.
HMO Patients – For problems that may be covered by medical insurance (e.g. biopsies, tumors, TMJ problems, infections, jaw deformities), patients must have an authorization from their primary care physicians. A referral from a dentist is not adequate. Obtaining a medical authorization is the patient’s responsibility. We cannot obtain the authorization for you, and the authorization cannot be obtained retroactively. If you do not have an authorization, we will be happy to see you on a cash basis, but your medical insurance company will not pay for your treatment.
Private and Group Insurance – As a courtesy, we will file your insurance claims for you. Upon receipt of an insurance payment, any balance due will be billed to you. If you have deposited an excessive co-payment, it will be refunded to you.
Please call San Diego Office Phone Number (619) 298-2200 to ask our staff about any insurance problems or questions. They are well informed, up-to-date, and eager to assist.